The Farm Credit Bank of Texas has been a leading source of credit and financial services for rural Americans for more than 100 years. Our long and successful history of financing agriculture and rural America is rooted in our cooperative structure and in other distinct business advantages:

  • We are owned by our customers; therefore, we operate in their best interests and share our earnings with them. We distributed $172.1 million in patronage and dividends — or 90% of our 2018 net income — to our affiliated lending cooperatives and other stockholders.
  • We don't take deposits. Rather, we access the nation's money markets through the sale of AAA-rated Farm Credit bonds, which provides a reliable source of funding for rural Americans.
  • Our policies are set by our board members, who are Farm Credit customers elected by their fellow customers. This form of governance offers transparency to our owners and investors.

Read more about the Farm Credit Advantage

Farm Credit Marks 100th Anniversary

Farm Credit 100 logo

Farm Credit traces its roots to July 17, 1916, when it was established by the Federal Farm Loan Act to meet the critical need for a reliable and consistent source of agricultural credit.

Today, we’re still providing the necessary capital to support rural communities and agriculture to be successful — and we look forward to another century of financing the ever-changing and growing agricultural sector. Read more

Learn about our Farm Credit history in the centennial issue of Landscapes magazine.