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Career Opportunity


Senior Internal Auditor/Credit Reviewer

May 10, 2018
Texas Farm Credit
Texas Farm Credit Territory
Competitive salary plus incentive pay and full benefits

Company Profile:

Texas Farm Credit (TFC) is a customer-owned cooperative, and we operate in our borrowers’ best interests and cater to their short and long term credit needs, with flexible financing solutions and an array of cash management products and services.

Texas Farm Credit finances agricultural production, rural land, agribusiness needs and country homes. Our rural lending professionals can structure a loan to meet the customer’s individual needs, from cattle and timber loans to rural real estate mortgages and complex agribusiness financing packages. TFC is funded by the Farm Credit Bank of Texas (FCBT), headquartered in Austin, Texas. FCBT provides wholesale funds and services to 16 rural lending cooperatives in Alabama, Louisiana, Mississippi, New Mexico and Texas. The Bank is owned by these lending organizations, which in turn offer agricultural credit, mortgage financing and financially related services to farmers, ranchers, agribusiness operations, rural landowners and rural homeowners. Together the Bank and Associations comprise the 10th Credit District, the largest single source of farm, ranch, and agribusiness financing solutions in the region.

Education and Experience Requirements:

Bachelor’s degree in Accounting, Business, Finance or a related discipline with at least five (5) years of experience in public accounting, internal auditing, and/or regulatory auditing. CPA, CIA or CISA certification is desirable. Experience in the financial services industry is a plus. Prior farm credit experience is preferred.

Skill Requirements:

Specialized knowledge of accounting/financial systems and accounting/finance principles. Specialized knowledge of accounting internal controls and industry standard internal audit practices. Excellent oral and written communication skills are essential. Should have an intermediate to advanced skill level in Microsoft Office applications and have the ability to perform intermediate to advanced-level accounting and audit analyses under limited supervision.

Job Scope:

Plans, develops and documents audit programs and procedures; verifies the accuracy, efficiency and effectiveness of association operations by performing complex internal audit tasks. Performs assessments of loan portfolio credit quality, credit administration performance, loan related operations, and testing of established procedures at the Association level to ensure operational efficiency and regulatory compliance. Works under minimum supervision.

Essential Functions:

  • Tests adequacy of association internal controls to ensure data reported is accurate and supports the association's disclosures to its stockholders.
  • Performs complex internal audit functions for the association and assures compliance with FCA regulations pertaining to internal audit.
  • Develops appropriate reports for association management regarding the findings of association operations review testing, maintains records of review and audit activity.
  • Evaluates safety and soundness of association control systems and makes recommendations to the Chief Audit Officer and appropriate levels of management for follow-up with credit and/or branch offices as appropriate.
  • Analyzes and classifies loans and loan assets consistent with the Association’s Risk Rating System, FCA regulations and established review standards for the Association.
  • Analyzes balance sheets, operating statements and financial trends. Analyzes and evaluates credit administration performance on individual loans consistent with association standards and established review procedures.
  • Prepares memorandums that accurately describe material findings and evaluates credit administration in diverse credit situations.
  • Maintains close communications with management, other Association staff, audit committee, loan officers, outside auditors, the Farm Credit Administration and other Farm Credit entities.
  • Participates in association planning and administrative meetings, and provides input to management on issues relating to internal audit.
  • Assists other departments as needed to complete special projects such as due diligence reviews on loan purchases, consulting to improve controls, etc.

To Apply:

If you meet the minimum requirements and want to be considered for this position, apply here.


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