VP Capital Markets August 5, 2021

August 5, 2021, Texas Farm Credit, Tyler, TX

Location: TFC Territory
Salary: Competitive salary plus incentive pay and full benefits

Company Profile

Texas Farm Credit (TFC) is an agricultural lending cooperative that provides competitive rates, flexible terms, and personal service to farmers, ranchers, rural residents, and agribusiness firms from the Red River to the Rio Grande Valley. As a customer-owned co-op, we operate in our borrowers' best interests and cater to their short and long-term credit needs, with flexible financing solutions and an array of cash management products and services.

Job Scope

This position requires a high level of competency in developing and managing syndicated lending relationships, and the analysis of complex agribusiness and capital market credits. Processes and services large and/or complex commercial loans, including proceeds, content, acceptance, evaluation and release of collateral, and the maintenance of proper accounting records and controls. Counsels Capital Market Department staff on proper structure and procedures for originated and purchased credits. Conducts regular evaluations of the purchased participation loan portfolio as it relates to its composition, liquidity, and credit quality, as well as compliance with all applicable lending policies and regulations. Has appreciable latitude for decision making and works well under minimum supervision. Some travel is required. A moderate-to-high level of independence is expected.

Education and Experience Requirements

Bachelor’s degree in agriculture economics, finance, business administration or other related business field or commensurate experience, and at least five (5) or more years’ experience marketing, underwriting, and administering agribusiness and syndicated credits; Experience and expertise in the analysis of complex credit facilities, as well as negotiating and structuring large commercial loans is required. Syndicated lending experience involving client and institution relationship management is required.

Skill Requirements

Proven successful track record in structuring, evaluating, and negotiating various types of senior credit facilities; ability to manage excess loans (above delegated authorities) and loan participations/syndications and competency in analyzing direct loan/correspondent lending relationships; excellent computer, interpersonal, and communications skills are required; strong writing skills and proficiency in the preparation of credit desk analyses is required; thorough knowledge of financial analysis, collateral analysis, loan structuring, and loan servicing in the areas of commercial and syndicated credits; must be able to accurately identify, measure and manage all risks involved with extending credit to agribusiness and other commercial enterprises via direct, loan participations and/or syndications; proficient with Microsoft Office software and have an understanding of credit analysis software. Must be adept at conflict management, adaptability, problem-solving, multi-tasking, influencing others, creativity and being a self-starter.

Essential Functions

  • Manage the Association’s Capital Markets Department staff.
  • Interpret, communicate, and provide guidance to department staff regarding credit analyses and sound lending practices.
  • Effectively analyze, present, and manage participation and syndicated credits.
  • Effectively analyze, structure, present, and manage direct agribusiness credits.
  • Create and present credit presentations to Executive Loan Committee with recommendation for approval or denial of loan requests.
  • Create and present effective business presentations, both written and oral, to small and large audiences.
  • Understand and properly implement relevant credit policies and procedures. Make suggested changes to policies and procedures as warranted.
  • Ensure all required portfolio reporting requirements are met and perform strategic analyses that assist in management and responsible growth of the portfolio.
  • Mature and expand the Association’s relationship with participating institutions.
  • Effectively manage client relationship with direct loan customers.
  • Assess and make recommendations as needed for improvements to department function, including new technology, resources, etc., needed to perform at a higher level.
  • Provide input to Senior Leadership Team regarding the department’s performance and projected future needs.
  • Assist in the development and closing of complex loans by assisting association relationship managers with analysis and negotiation of such credits.
  • Assist other association personnel in completing coordinated projects as assigned.

To Apply

Apply online

EOE/AA/M/F/D/V - We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

Principals only. Recruiters, please don't contact this job poster.

Back To Top