Salary: Commensurate with Experience
Southern AgCredit is a full-service, locally owned cooperative lender specializing in financing rural land and agricultural operations in Mississippi and Louisiana. We serve the fifty most southern counties in Mississippi and eleven parishes in Northwest Louisiana. From the Gulf Coast to the Ark-La-Tex, we provide financing solutions for a wide array of operations, including loans for land, improvements, agribusinesses, country homes, operating capital, livestock and equipment. Southern AgCredit is home to the largest portfolio of Mississippi rural real estate loans with over One Billion in total assets.
Bachelor’s degree in finance, economics, business, accounting, or a related field. A minimum of two (2) years or more of experience in commercial or mortgage lending or equivalent experience is preferred. The best qualified candidate will have experience operating in a lending sales environment including finding, developing, and servicing new relationships. Experience as an agricultural or commercial loan officer to include originating, coordinating and negotiating business transactions for both long and short-term credit with an emphasis in credit extension, administration and related lending activities is a plus. The candidate should have strong analytical skills to maintain sound credit underwriting standards and evaluate and structure loan proposals.
Excellent interpersonal, public relations and communication skills are required.
Responsible for new business development and servicing a portfolio of existing production agriculture and real estate customers. Promotes the association through civic involvement within the service area and establishes business relationships with agricultural producers, business leaders, and rural landowners while cultivating these relationships to expand lending opportunities. Travel required.
Makes and services existing loans within delegated authority and in accordance with association policies. Responsible for applying sound credit administration procedures in processing loan applications, analyzing records and determining the eligibility and scope of financing for new loans and ensuring verification of assets and liabilities. Makes and clearly conveys decisions on loan approval, structure and pricing to customers and management. Secures and documents background and credit history on loan applicants. Responsible for credit risk management duties for new and existing loans. Maintains awareness of agricultural trends and business activity, FCA regulations and legal obligations.
May perform appraisals, inspections and/or collateral evaluations in compliance with district and Association standards and procedures. May assist with or attend public relations functions for the Association.
If you meet the minimum requirements and want to be considered for this position, please send your resume to:
Southern AgCredit, ACA is an EOE/AA/M/F/D/V Employer
Principals only. Recruiters, please don't contact this job poster.