Home Loan Officer - Homesite October 8, 2021

October 8, 2021, Capital Farm Credit, Bryan, TX

Company Profile

Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural homeowners, and agribusinesses with over $7 billion in total assets and nearly 500 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the nationwide Farm Credit System.

We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others – with commitment, trust and value and family-like respect and appreciation. Capital Farm Credit works diligently to ensure we provide our full-time employees with a market-based compensation program including competitive salary, employee benefits, participation in an attractive goals-based incentive program, and development opportunities. As a customer-owned cooperative, our compensation and benefit programs are designed to align the success of our members with the employee’s success.

Education Requirement

  • Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience.

Job Requirements

  • Must obtain and maintain registration as a Mortgage Loan Officer under NMLS and Association standards.
  • Knowledge of Encompass origination platform is preferred but not required.
  • Two (2) years or more of lending experience required.
  • Farm Credit experience preferred but not required.

Functions

  • Assists prospective and current borrowers with their residential credit needs and with formulating solutions to credit related issues.
  • Makes and services residential loans within delegates authority and in accordance with association policies. Makes and/or conveys decisions on loan approval, structure and pricing. Responsible for exercising credit risk management responsibilities on loans with area of responsibility.
  • Collects essential application and financial elements and performs high level review to ensure minimum eligibility and credit standards are met.
  • Ensures that all assigned loans are properly risk rated for credit quality and collateral risks and assigned the correct performance status.
  • Complies with credit administration practices as outlines in the association’s policies and procedures and understands and accomplishes the regulatory requirements related to residential lending.
  • Facilities the loan closing process as required in accordance with all applicable association and FCA policies and regulations.
  • May perform construction inspections in compliance with Association standards and procedures.
  • May assist with or attend public relations/marketing functions for the Association.
  • This home lending officer will be dedicated to the centralized homesite team specializing in our consumer loans secured with small, rural homesite tracts.
  • The climate is fast-paced and requires detailed management of multiple applications.

Preferred Skills

  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles and residential lending laws and regulations.
  • Skill in oral and written communication.
  • Basic skill level in Microsoft Office applications.
  • Ability to perform basic to intermediate-level accounting/financial analyses under moderate supervision.

Benefits

Our comprehensive benefit program includes, but is not limited to:

  • An outstanding company-wide incentive program
  • Accommodating and flexible vacation and sick leave
  • 10-12 paid holidays
  • 401(k) plan with up to a 9% employer contribution/match
  • Affordable health, dental, and vision plans
  • Employer paid life insurance and disability
  • Tuition reimbursement
  • Up to $400/year wellness reimbursement

To Apply

Apply here

Principals only. Recruiters, please don't contact this job poster.

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@CapitalFarmCredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

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