Credit Analyst July 17, 2020

July 17, 2020, Lone Star Ag Credit, Fort Worth, TX

Education and Experience Requirements

Bachelor’s degree in Finance or Accounting preferred. At least one (1) to three (3) or more years of experience in the quantitative and qualitative analysis of large, complex credit relationships, including knowledge of underwriting and servicing of large agribusiness or commercial relationships that can be either originated credits or participation interests.

Job Purpose and Scope

Assists in the underwriting analysis, servicing and reporting of the Association’s loan portfolio. Assignments are complex and some latitude for decision making is given. Must complete work under strict deadlines with a high level of independence.

Essential Functions

  • Analyzes financial information including balance sheets, income statements, statements of cash flow, and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Determines Probability of Default (PD) ratings as appropriate and makes recommendations for approval or denial of loans.
  • Completes ongoing monitoring of existing borrowers and reports any material effects current financial or market conditions may create.
  • Ensures that all assigned loans are properly classified, and performance status assignments are proper.
  • Maintains ongoing reporting for the portfolio, as assigned, to ensure the portfolio complies with the Association’s policies and procedures.
  • Demonstrates an understanding of and complies with proper credit administration practices as outlined in the association’s policies and procedures.

Skill Requirements

General knowledge of accounting terms and financial statements. Specialized knowledge of accounting/finance/credit principles is a plus. Skill in oral and written communication. Intermediate skill level in Microsoft Office applications. Ability to perform intermediate-level accounting and financial analysis under moderate supervision.

To Apply

If you meet the minimum requirements for this position, please apply here.

AA/EOE/M/F/D/V

Principals only. Recruiters, please don't contact this job poster.

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